Emun evaluates short-term, property-backed lending around lien priority, current condition, realistic value, borrower execution, and documented repayment paths. Specific opportunities and terms are shared privately.
A private real estate loan is generally a short-term loan secured by property. Borrowers may use the capital for an acquisition, renovation, bridge period, refinance, or another time-sensitive transaction.
Every opportunity is different. Investors should review the borrower, collateral, lien structure, loan documents, maturity, payment terms, fees, and intended exits before funding.
A recorded lien can give a lender rights against the property, but it does not remove risk. Value can change, repairs can cost more than expected, title issues can arise, and foreclosure or disposition can require time and additional expense.
For proposed first-position loans, lien priority must be confirmed through title and final closing documents. Appraisals are considered in context and do not guarantee the amount ultimately recoverable.
We review the proposed loan amount, acquisition or current basis, property condition, repair scope, valuation support, existing obligations, title position, borrower plan, and primary and secondary exits.
We then organize the relevant materials in a private diligence room. Final legal, title, escrow, and loan documents control if they differ from an early summary.
We work with accredited investors and experienced individuals who understand private lending. You do not need to be accredited to start a conversation. We confirm suitability during the intake and subscription process, walk you through the offering documents and risk disclosures, and answer every question before accepting capital.
Minimums and eligibility depend on the specific structure. If you are exploring private lending for the first time, we are happy to explain the process and questions to consider before you make any decision.
Fill out the form below. We will schedule a call to discuss your investment goals and answer questions about the pool.
Qualified recipients review the transaction summary, source materials, risks, and open items, then ask questions.
If the opportunity is suitable and you choose to proceed, the final legal, title, escrow, and funding process determines the binding terms.
Complete the form and we will reach out within one business day.